Name: 50-year GSE-eligible mortgages by December 31?
Start: 2025-11-13T23:20:44.096444Z
End: 2025-12-31T00:00:00Z

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This market resolves “Yes” if 50-year GSE-eligible mortgages are approved by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to “No.”

A qualifying approval requires that either:

A) The Federal Housing Finance Agency (FHFA) officially approves 50-year mortgages. An approval alone will qualify, regardless of whether Fannie Mae and Freddie Mac subsequently update their guidelines.

B) Fannie Mae or Freddie Mac officially makes 50-year mortgages eligible for purchase or guaranty.

Only changes regarding new-origination, first-lien, fully amortizing 50-year mortgages will qualify.  Other arrangements (e.g., limited pilots, post-origination term changes, junior-lien or revolving products, loss-mitigation programs, etc.) will not be considered.

The primary resolution source is official information from the FHFA, Fannie Mae, and Freddie Mac; however, a consensus of credible reporting will also be used.

50-year GSE-eligible mortgages by December 31?

This market will resolve to "Yes" if the 30-Year Fixed Rate Mortgage Average in the United States falls below 6.00% at any point between September 2 and December 31, 2025. Otherwise, this market will resolve to "No".

If, for any reason, there is no data point for this market's resolution date on either of the sources listed below, information for the nearest previously available date will be used.

The primary resolution source for this market is Freddie Mac, specifically https://www.freddiemac.com/pmms. The data that will be looked at is the "30Y FRM" as indicated on the graph titled "Primary Mortgage Market Survey®". If the resolution source is unavailable, https://fred.stlouisfed.org/series/MORTGAGE30US will be looked at instead. If both sources are unavailable, other credible reporting may be used.

30-year mortgage rate below 6% by December 31?

This market will resolve "Yes" if the bill listed is signed into law by the President of the United States by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

A bill will only qualify if it receives the President’s signature and becomes law through the normal legislative process. Vetoed bills, bills passed only by one chamber, or those that fail to reach the President’s desk, will not qualify.

The primary resolution source will be official information from Congress.gov or the White House; however, a consensus of credible reporting may also be used if ambiguity arises.

Will the Sanctioning Russia Act of 2025 (S.1241) be signed into law by December 31 2025?

This market will resolve to “Yes” if the upper bound of the target federal funds rate is increased at any point between January 1, 2025 and the Fed's December 2025 meeting, currently scheduled for December 9-10. Otherwise, this market will resolve to “No”.

This market may not resolve to "No" until the Fed has released its rate changes information following its December meeting.

The primary resolution source for this market will be the official website of the Federal Reserve (https://www.federalreserve.gov/monetarypolicy/openmarket.htm), however a consensus of credible reporting may also be used.

Fed rate hike in 2025?

This market will resolve to "Yes" if a constitutional amendment establishing term limits for members of the United States Congress is ratified by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No."

The resolution source will be a consensus of credible reporting. 

Congressional term limits in 2025? 

This market will resolve to "Yes" if Felix Protocol officially launches a token by December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to "No".

The token must be actively and publicly transferable and tradable. Announcements alone do not qualify

The primary resolution source for this market will be information from Felix Protocol, however a consensus of credible reporting will also be used.


Will Felix Protocol launch a token by December 31, 2026?

Affordable Care Act (ACA) enhanced premium tax credits are set to expire at the end of 2025 if not extended by the federal government. 

This market will resolve to “Yes” if a bill extending the enhanced ACA premium tax credits beyond 2025 is signed into federal law by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to “No”.

A qualifying bill may extend the enhanced ACA premium tax credits in any form, including shorter extensions, phased-down benefits, or narrowed eligibility, as long as the bill clearly continues enhanced premium tax credits which have wider eligibility and/or lower required income contributions relative to baseline ACA premium tax credits that would otherwise apply after 2025.

A bill replacing the ACA enhanced premium tax credits with an alternative form of healthcare subsidy, such as direct cash payments to a health savings account, will not qualify.

If the bill is signed into law before the resolution date, it will suffice to resolve this market to "Yes," regardless of when it takes effect.

The primary source of resolution for this market will be official information from the US federal government; however, a consensus of credible reporting may also be used.

Enhanced ACA premium tax credits extended in 2025?

This market will resolve to “Yes” if credible reporting confirms that any entity enters into an agreement to acquire the listed company by December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No”.

Mergers where the listed company is subsumed by another entity will count toward a "Yes" resolution.

An announced agreement between the listed company and an acquiring entity will qualify for a “Yes” resolution, regardless of whether the acquisition is ultimately completed.

The primary resolution source for this market is official information from the listed company and/or its leadership; however, a consensus of credible reporting will also be used.

Will Zoom Video Communications be acquired before 2027?

This market will resolve to “Yes” if  the U.S. Supreme Court issues a majority opinion that (1) expressly overrules Obergefell v. Hodges (2015) or (2) holds the Constitution does not guarantee a right to same-sex marriage by December 31, 2025, 11:59 PM ET. Otherwise, it will resolve to “No.”

Narrowings or limitations short of (1) or (2) do not count. 

The resolution source will be a consensus of credible reporting. 

Will the Supreme Court overturn gay marriage in 2025?

This market will resolve to "Yes" if Sentient officially launches a token by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The token must be actively and publicly transferable and tradable. Announcements alone do not qualify

The primary resolution source for this market will be information from Sentient (https://www.sentient.xyz/), however a consensus of credible reporting will also be used.


Will Sentient launch a token in 2025?

Proposition 50 is a 2025 legislatively referred constitutional amendment on congressional redistricting, proposed for the statewide special election in California currently set for November 4, 2025.

This market will resolve to “Yes” if Proposition 50 or any other legislatively referred statewide measure that authorizes or implements congressional redistricting is approved by a majority of voters at the California statewide special election currently set for November 4, 2025. Otherwise, this market will resolve to “No.”

If by the last legally operative deadline for placing measures on the November 4, 2025 statewide ballot—including any deadline set or modified by the statute calling that special election—no qualifying legislatively referred measure has been approved for submission to voters, and there is no enacted statute or pending court order that could still place such a measure on that ballot, the market will resolve “No”.

If the election is officially rescheduled, the same rule applies to the new ballot and its corresponding deadlines.

The resolution source will be based on the official certified results of the vote as published by  State of California. Subsequent litigation, administrative challenges, or failure of any post-approval triggers will not be considered.

California redistricting referendum passes?

This market will resolve to "Yes" if GPT-5 achieves a score of 70% or greater on the FrontierMath Exam by December 31, 2025, 11:59 PM ET. Otherwise, the market will resolve to "No".

This market will resolve according to the Epoch AI’s Frontier Math benchmarking leaderboard (https://epoch.ai/frontiermath) for Tier 1-3. Studies which are not included in the leaderboard (e.g. https://x.com/EpochAIResearch/status/1945905796904005720) will not be considered.

The primary resolution source will be information from EpochAI; however, a consensus of credible reporting may also be used. 

GPT-5 scores ≥ 70% on FrontierMath Benchmark by December 31?

This market will resolve to "Yes" if the Treasury 10-year yield is lower than the listed value for any date between February 24 and December 31, 2025. Otherwise this market will resolve to "No".

The resolution source for this market is the Department of the treasury, specially the data listed under "Daily Treasury Par Yield Curve Rates" for the column "10 Yr" (see: https://home.treasury.gov/resource-center/data-chart-center/interest-rates/TextView?type=daily_treasury_yield_curve&field_tdr_date_value=2025).


Will the 10-year Treasury yield dip below 3.9% in 2025?

This market will resolve to "Yes" any portion of Canada is formally annexed into the United States of America and becomes the 51st state by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

An official agreement that is announced will suffice to resolve this market to "Yes", regardless of when it is slated to go into effect. If any territory that includes no portion of Canadian land is made the 51st US state within this market's timeframe, this market will immediately resolve to "No".

The primary resolution source for this market will be information from the government of the United States, however a consensus of credible reporting will also be used.

Will Canada join US as 51st state in 2025?

This market will resolve to "Yes" if the U.S. Nuclear Regulatory Commission (NRC) issues a new combined license (COL) for the construction and operation of a nuclear power plant by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No."

A combined license must be clearly identified as such and documented in official NRC releases. Only initial issuances count; amendments, renewals, or partial approvals do not qualify. 

The resolution source will be a consensus of credible reporting. 

US grants license for new nuclear reactor in 2025?

This market will resolve to "Yes" if Phantom officially launches a token by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The token must be actively and publicly transferable and tradable. Announcements alone do not qualify

The primary resolution source for this market will be information from Phantom, however a consensus of credible reporting will also be used.


Will Phantom launch a token in 2025?

This market will resolve to “Yes”, if either of the following conditions are met:

1.  The National Bureau of Economic Research (NBER) publicly announces that a recession has occurred in the United States, at any point in 2025, with the announcement made by December 31, 2025, 11:59 PM ET.

2.  The seasonally adjusted annualized percent change in quarterly U.S. real GDP from the previous quarter is less than 0.0 for two consecutive quarters between Q4 2024 and Q4 2025 (inclusive), as reported by the Bureau of Economic Analysis (BEA). 

Otherwise, this market will resolve to "No". 

Note that advance estimates will be considered. For example, if upon release, the advance estimate for Q2 2025 was negative, and the Q1 2025's most recent, up-to-date estimate was also negative, this market would resolve to "Yes". If on December 31, 2025 the latest estimate for quarterly GDP in Q3 2025 was negative, this market will stay open until the Advance estimate of Q4 2025 is published, at which point it will resolve to "Yes" if Q4 2025 was negative or if the NBER declares a recession by then.

The resolution source will be the official announcements from the NBER and the BEA’s estimate of seasonally adjusted annualized percent change in quarterly US real GDP from previous quarters as released by the Bureau of Economic Analysis (BEA), https://www.bea.gov/data/gdp/gross-domestic-product

US recession in 2025?

This market will resolve to "Yes" if Apple officially releases a foldable iPhone by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

In order to be considered released, the product must be available for purchase by the general public within the specified timeframe. An announcement or unveiling alone is not sufficient.

The primary resolution source for this market will be official statements from Apple. However, a consensus of credible reporting may also be used.

Will Apple release a foldable iPhone in 2025?

This market will resolve to "Yes" if the US government sells any of its Bitcoin by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The primary resolution source for this market will be information from the US government and on-chain data, however a consensus of credible reporting will also be used.

Will the US Government sell Bitcoin by December 31?

This market resolves to "Yes" if FanDuel makes at least one CME-cleared prediction market live and accessible to users on their U.S. platform in any U.S. state by December 31, 2025, 11:59 PM ET. Otherwise, it resolves to "No."

“CME-cleared” means the contract is listed on a CME Group exchange as a Designated Contract Market and subject to CME clearing. Announcements alone do not qualify; the product must be operational.

The resolution source will be a consensus of credible reporting. 

Fanduel launches prediction markets with CME by end of 2025?

This market will resolve to "Yes" if at least one seat on the United States Supreme Court becomes vacant between January 1 and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The primary resolution source for this market will be official announcements from the U.S. Government. However, a consensus of credible reporting may also be used.  

Supreme Court vacancy in 2025?

This market will resolve to "Yes" if the United States formally acquires any part of Canadian territory by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to “No”. 

Acquisition must be through official government action, such as annexation, treaty, or legislation.

The resolution source will be official information from the U.S. government however a consensus of credible reporting may also be used.



Will the U.S. acquire Canadian territory in 2025?

This market will resolve to “Yes” if the upper bound of the Bank of England's Bank Rate is decreased at any point between August 20 and December 31, 2025 ET. Otherwise, this market will resolve to “No”.

This market may not resolve to "No" until December 31, 2025, 11:59 PM ET has passed.

The primary resolution source for this market will be the official website of the Bank of England (https://www.bankofengland.co.uk/), however a consensus of credible reporting may also be used.

Bank of England rate cut in 2025?

This market will resolve to "Yes" if Base officially launches a token by December 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to "No".

The token must be actively and publicly transferable and tradable. Announcements alone do not qualify

The primary resolution source for this market will be information from Base, however a consensus of credible reporting will also be used.


Will Base launch a token by December 31, 2026?

This market will resolve to "Yes" if an official agreement on nuclear arms control or strategic nuclear weapons limitation is reached between the United States and the Russian Federation between August 14, 2025 and December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to “No”.

Only agreements that are publicly announced and acknowledged by both the U.S. and Russia will qualify. The agreement must pertain to nuclear arms control or limitation—such as a treaty, framework, or memorandum—addressing matters including (but not limited to) nuclear warheads, delivery systems, verification mechanisms, or strategic stability.

An extension, amendment, or replacement of the New START treaty will qualify, provided it is publicly announced as a concluded agreement by both parties within the time frame. Exploratory discussions or stated intent to extend without a finalized agreement will not qualify.

Agreements that include both the United States and Russia as named parties—whether bilateral or as part of a broader multilateral framework—will qualify, provided the agreement directly addresses nuclear arms control.

The agreement does not need to be ratified or implemented for this market to resolve "Yes"; a formal announcement of a concluded agreement is sufficient.

The primary resolution source for this market will be official statements from the U.S. government (e.g., the White House, State Department) and/or the Russian Federation (e.g., the Kremlin, Ministry of Foreign Affairs). However, a clear and overwhelming consensus of credible reporting confirming that such an agreement has been reached will also qualify.

U.S. x Russia Nuclear deal by December 31?

This market will resolve to if Valve publicly and explicitly announces that a new Half-Life game is in production by the specified date, 11:59 PM ET. Otherwise, this market will resolve to "No".

To qualify for a "Yes" resolution, the game must be explicitly acknowledged by Valve to be an installment of the Half-Life franchise or have the words "Half-Life" in the title. Updates to and expansion packs for already-released games will not be sufficient to resolve this market to "Yes". An announcement by Valve of a new qualifying game before this market's end date will immediately resolve this market to "Yes", regardless of when the announced game becomes available to the public. 

The resolution source for this market will be official information from Valve or a consensus of credible sources.

New Half-Life game by June 30?

Proposition 50 is a 2025 legislatively referred constitutional amendment on congressional redistricting, proposed for the statewide special election in California currently set for November 4, 2025.

This market will resolve according to the margin by which Proposition 50 or any other legislatively referred statewide measure that authorizes or implements congressional redistricting is approved by a majority of voters at the California statewide special election currently set for November 4, 2025.

For the purpose of resolving this market, the “margin” is defined as the absolute percentage-point difference between the certified statewide vote share in favor (“pro”) minus the certified statewide vote share against (“contra”) the proposition.

If the reported value falls exactly between two brackets, this market will resolve to the higher range bracket.

If Proposition 50 does not receive more pro than contra votes, this market will resolve to the lowest range bracket.

If by the last legally operative deadline for placing measures on the November 4, 2025 statewide ballot—including any deadline set or modified by the statute calling that special election—no qualifying legislatively referred measure has been approved for submission to voters, and there is no enacted statute or pending court order that could still place such a measure on that ballot, the market will resolve to the lowest range bracket.

If the election is officially rescheduled, the same rule applies to the new ballot and its corresponding deadlines.

The resolution source will be based on the official certified results of the vote as published by the State of California. Subsequent litigation, administrative challenges, or failure of any post-approval triggers will not be considered.

Will the California redistricting referendum pass by 20-30%?

This market will resolve to "Yes" if Metamask officially launches a token by September 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to "No".

The token must be actively and publicly transferable and tradable. Announcements alone do not qualify

The primary resolution source for this market will be information from Metamask, however a consensus of credible reporting will also be used.


Will MetaMask launch a token by September 30, 2026?

This market will resolve to “Yes” if either of the following conditions is met:

1.  The seasonally adjusted annualized percent change in quarterly U.S. real GDP from the previous quarter is less than 0.0 for two consecutive quarters between Q2 2025 and Q4 2026 (inclusive), as reported by the Bureau of Economic Analysis (BEA). 

2.  The National Bureau of Economic Research (NBER) publicly announces that a recession has occurred in the United States, at any point during 2025 or 2026, with the announcement made by the time the BEA releases the advance estimate for Q4 2026.

Otherwise, this market will resolve to "No". 

Note that advance estimates will be considered. For example, if upon release, the advance estimate for Q3 2025 was negative, and the Q2 2025's most recent, up-to-date estimate was also negative, this market would resolve to "Yes". If on December 31, 2026 the latest estimate for quarterly GDP in Q3 2025 was negative, this market will stay open until the Advance estimate of Q4 2026 is published, at which point it will resolve to "Yes" if Q4 2026 was negative or if the NBER declares a recession by then.

The resolution source will be the official announcements from the NBER and the BEA’s estimate of seasonally adjusted annualized percent change in quarterly US real GDP from previous quarters as released by the Bureau of Economic Analysis (BEA), https://www.bea.gov/data/gdp/gross-domestic-product

US recession by end of 2026?

The FED interest rates are defined in this market by the lower or the upper bound of the target federal funds range. The decisions on the target federal fund range are made by the Federal Open Market Committee (FOMC) meetings.

This market will resolve to “Yes” if the lower or the upper bound of the target federal funds rate reaches the specified level at any point by December 31, 2026, 12:59 PM ET. Otherwise, this market will resolve to “No.”

Emergency rate cuts and hikes outside the regularly scheduled meetings will be considered.

The resolution source for this market is the official website of the Federal Reserve at:
https://www.federalreserve.gov/monetarypolicy/openmarket.htm.

This market may resolve as soon as the relevant data showing the reached level is published.

Will the Fed’s lower bound reach 3.5% or lower before 2027?

This market will resolve to "Yes" if Revolut launches a stablecoin pegged to the US Dollar by December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to "No".

The stablecoin must be actively transferrable and/or tradable, announcements alone will not qualify.

The primary resolution source for this market will be information from Revolut, however a consensus of credible reporting will also be used.

Will Revolut launch their own stablecoin in 2025?

This market will resolve to “Yes” if the listed Designated Contract Market (DCM) self-certifies sports-related event-based contracts with the Commodity Futures Trading Commission (CFTC) at any point before March 31, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No”.

The primary resolution source will be official information released by the CFTC or the respective DCM; however, a consensus of credible reporting will also be used.

Will ForecastEx self-certify sports event contracts by March 31, 2026?

This market will resolve to “Yes” if the Chicago Mercantile Exchange (CME) lists publicly tradable event-based contracts specifically related to sports at any point before December 31, 2025, 11:59 PM ET. Otherwise, this market will resolve to “No”.

The primary resolution source will be official information from CME Group (https://www.cmegroup.com/); however, a consensus of credible reporting will also be used.

50-year GSE-eligible mortgages by December 31?

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Market Context

50-year GSE-eligible mortgages by December 31?

Rules

50-year GSE-eligible mortgages by December 31?

Order Book

Market Context

50-year GSE-eligible mortgages by December 31?

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