**President Trump's January 2026 call for Congress to impose a one-year 10% cap on credit card interest rates has stalled amid legislative hurdles and industry opposition.** Bipartisan bill S.381, sponsored by Sen. Bernie Sanders and introduced February 2025, lingers in the Senate Banking Committee without votes, hearings, or amendments, facing bank warnings of curtailed credit access and reluctance from some Republicans prioritizing deregulation. The administration lacks unilateral authority via executive order or the Consumer Financial Protection Bureau, which cannot mandate rate caps. No developments in the past 30 days; traders eye upcoming congressional sessions for floor action, but historical low passage rates for consumer finance bills temper expectations on resolution timelines.
基于Polymarket数据的AI实验性摘要 · 更新于$18,337 交易量
Mar 31, 2026
3月31日
1%
$18,337 交易量
3月31日
$6,081 交易量
1%
This market will resolve to “Yes” if Donald Trump signs any federal legislation into law or performs any executive action which creates or orders the creation of a federal cap on credit card interest rates in the United States by the listed date, 11:59 PM ET. Otherwise this market will resolve to “No”.
A “cap on credit card interest rates” is defined as a legally binding maximum interest rate (e.g., an APR ceiling, stated as a percentage) that makes it unlawful for credit card issuers to charge above a specified rate of interest on consumer credit cards. Non-binding guidance, agency recommendations, actions that only cap fees, or other actions that do not cap interest rates/APR will not qualify.
A qualifying action must apply broadly to consumer credit card interest rates in the United States. State-level caps or actions that only apply to a narrow subset of borrowers or lenders will not qualify. Limited exceptions, however, will not disqualify an action from counting (e.g. a cap which is broadly applicable to consumer credit card interest rates in the U.S., but exempts a limited and specific set of credit card products/categories would still count).
Any legislation or executive action (including executive orders, proclamations, and memoranda) which creates or directly orders the implementation of a qualifying cap will count. Announcements, proposals, requests for study, or other actions that do not themselves create or order the creation of such a cap will not count. A qualifying action within the market’s time frame will count regardless of when the cap goes into effect or any legal or other challenges it may face after enactment.
The primary resolution source for this market will be official information from the United States federal government; however, a consensus of credible reporting will also be used.**President Trump's January 2026 call for Congress to impose a one-year 10% cap on credit card interest rates has stalled amid legislative hurdles and industry opposition.** Bipartisan bill S.381, sponsored by Sen. Bernie Sanders and introduced February 2025, lingers in the Senate Banking Committee without votes, hearings, or amendments, facing bank warnings of curtailed credit access and reluctance from some Republicans prioritizing deregulation. The administration lacks unilateral authority via executive order or the Consumer Financial Protection Bureau, which cannot mandate rate caps. No developments in the past 30 days; traders eye upcoming congressional sessions for floor action, but historical low passage rates for consumer finance bills temper expectations on resolution timelines.
This market will resolve to “Yes” if Donald Trump signs any federal legislation into law or performs any executive action which creates or orders the creation of a federal cap on credit card interest rates in the United States by the listed date, 11:59 PM ET. Otherwise this market will resolve to “No”.
A “cap on credit card interest rates” is defined as a legally binding maximum interest rate (e.g., an APR ceiling, stated as a percentage) that makes it unlawful for credit card issuers to charge above a specified rate of interest on consumer credit cards. Non-binding guidance, agency recommendations, actions that only cap fees, or other actions that do not cap interest rates/APR will not qualify.
A qualifying action must apply broadly to consumer credit card interest rates in the United States. State-level caps or actions that only apply to a narrow subset of borrowers or lenders will not qualify. Limited exceptions, however, will not disqualify an action from counting (e.g. a cap which is broadly applicable to consumer credit card interest rates in the U.S., but exempts a limited and specific set of credit card products/categories would still count).
Any legislation or executive action (including executive orders, proclamations, and memoranda) which creates or directly orders the implementation of a qualifying cap will count. Announcements, proposals, requests for study, or other actions that do not themselves create or order the creation of such a cap will not count. A qualifying action within the market’s time frame will count regardless of when the cap goes into effect or any legal or other challenges it may face after enactment.
The primary resolution source for this market will be official information from the United States federal government; however, a consensus of credible reporting will also be used.
A “cap on credit card interest rates” is defined as a legally binding maximum interest rate (e.g., an APR ceiling, stated as a percentage) that makes it unlawful for credit card issuers to charge above a specified rate of interest on consumer credit cards. Non-binding guidance, agency recommendations, actions that only cap fees, or other actions that do not cap interest rates/APR will not qualify.
A qualifying action must apply broadly to consumer credit card interest rates in the United States. State-level caps or actions that only apply to a narrow subset of borrowers or lenders will not qualify. Limited exceptions, however, will not disqualify an action from counting (e.g. a cap which is broadly applicable to consumer credit card interest rates in the U.S., but exempts a limited and specific set of credit card products/categories would still count).
Any legislation or executive action (including executive orders, proclamations, and memoranda) which creates or directly orders the implementation of a qualifying cap will count. Announcements, proposals, requests for study, or other actions that do not themselves create or order the creation of such a cap will not count. A qualifying action within the market’s time frame will count regardless of when the cap goes into effect or any legal or other challenges it may face after enactment.
The primary resolution source for this market will be official information from the United States federal government; however, a consensus of credible reporting will also be used.
市场开放时间： Jan 12, 2026, 6:01 PM ET
交易量
$18,337结束日期
Mar 31, 2026市场开放时间
Jan 12, 2026, 6:01 PM ETResolver
0x65070BE91...This market will resolve to “Yes” if Donald Trump signs any federal legislation into law or performs any executive action which creates or orders the creation of a federal cap on credit card interest rates in the United States by the listed date, 11:59 PM ET. Otherwise this market will resolve to “No”.
A “cap on credit card interest rates” is defined as a legally binding maximum interest rate (e.g., an APR ceiling, stated as a percentage) that makes it unlawful for credit card issuers to charge above a specified rate of interest on consumer credit cards. Non-binding guidance, agency recommendations, actions that only cap fees, or other actions that do not cap interest rates/APR will not qualify.
A qualifying action must apply broadly to consumer credit card interest rates in the United States. State-level caps or actions that only apply to a narrow subset of borrowers or lenders will not qualify. Limited exceptions, however, will not disqualify an action from counting (e.g. a cap which is broadly applicable to consumer credit card interest rates in the U.S., but exempts a limited and specific set of credit card products/categories would still count).
Any legislation or executive action (including executive orders, proclamations, and memoranda) which creates or directly orders the implementation of a qualifying cap will count. Announcements, proposals, requests for study, or other actions that do not themselves create or order the creation of such a cap will not count. A qualifying action within the market’s time frame will count regardless of when the cap goes into effect or any legal or other challenges it may face after enactment.
The primary resolution source for this market will be official information from the United States federal government; however, a consensus of credible reporting will also be used.**President Trump's January 2026 call for Congress to impose a one-year 10% cap on credit card interest rates has stalled amid legislative hurdles and industry opposition.** Bipartisan bill S.381, sponsored by Sen. Bernie Sanders and introduced February 2025, lingers in the Senate Banking Committee without votes, hearings, or amendments, facing bank warnings of curtailed credit access and reluctance from some Republicans prioritizing deregulation. The administration lacks unilateral authority via executive order or the Consumer Financial Protection Bureau, which cannot mandate rate caps. No developments in the past 30 days; traders eye upcoming congressional sessions for floor action, but historical low passage rates for consumer finance bills temper expectations on resolution timelines.
This market will resolve to “Yes” if Donald Trump signs any federal legislation into law or performs any executive action which creates or orders the creation of a federal cap on credit card interest rates in the United States by the listed date, 11:59 PM ET. Otherwise this market will resolve to “No”.
A “cap on credit card interest rates” is defined as a legally binding maximum interest rate (e.g., an APR ceiling, stated as a percentage) that makes it unlawful for credit card issuers to charge above a specified rate of interest on consumer credit cards. Non-binding guidance, agency recommendations, actions that only cap fees, or other actions that do not cap interest rates/APR will not qualify.
A qualifying action must apply broadly to consumer credit card interest rates in the United States. State-level caps or actions that only apply to a narrow subset of borrowers or lenders will not qualify. Limited exceptions, however, will not disqualify an action from counting (e.g. a cap which is broadly applicable to consumer credit card interest rates in the U.S., but exempts a limited and specific set of credit card products/categories would still count).
Any legislation or executive action (including executive orders, proclamations, and memoranda) which creates or directly orders the implementation of a qualifying cap will count. Announcements, proposals, requests for study, or other actions that do not themselves create or order the creation of such a cap will not count. A qualifying action within the market’s time frame will count regardless of when the cap goes into effect or any legal or other challenges it may face after enactment.
The primary resolution source for this market will be official information from the United States federal government; however, a consensus of credible reporting will also be used.
A “cap on credit card interest rates” is defined as a legally binding maximum interest rate (e.g., an APR ceiling, stated as a percentage) that makes it unlawful for credit card issuers to charge above a specified rate of interest on consumer credit cards. Non-binding guidance, agency recommendations, actions that only cap fees, or other actions that do not cap interest rates/APR will not qualify.
A qualifying action must apply broadly to consumer credit card interest rates in the United States. State-level caps or actions that only apply to a narrow subset of borrowers or lenders will not qualify. Limited exceptions, however, will not disqualify an action from counting (e.g. a cap which is broadly applicable to consumer credit card interest rates in the U.S., but exempts a limited and specific set of credit card products/categories would still count).
Any legislation or executive action (including executive orders, proclamations, and memoranda) which creates or directly orders the implementation of a qualifying cap will count. Announcements, proposals, requests for study, or other actions that do not themselves create or order the creation of such a cap will not count. A qualifying action within the market’s time frame will count regardless of when the cap goes into effect or any legal or other challenges it may face after enactment.
The primary resolution source for this market will be official information from the United States federal government; however, a consensus of credible reporting will also be used.
交易量
$18,337结束日期
Mar 31, 2026市场开放时间
Jan 12, 2026, 6:01 PM ETResolver
0x65070BE91...**President Trump's January 2026 call for Congress to impose a one-year 10% cap on credit card interest rates has stalled amid legislative hurdles and industry opposition.** Bipartisan bill S.381, sponsored by Sen. Bernie Sanders and introduced February 2025, lingers in the Senate Banking Committee without votes, hearings, or amendments, facing bank warnings of curtailed credit access and reluctance from some Republicans prioritizing deregulation. The administration lacks unilateral authority via executive order or the Consumer Financial Protection Bureau, which cannot mandate rate caps. No developments in the past 30 days; traders eye upcoming congressional sessions for floor action, but historical low passage rates for consumer finance bills temper expectations on resolution timelines.
基于Polymarket数据的AI实验性摘要 · 更新于
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