Recent small-bank resolutions, including Metropolitan Capital Bank & Trust in January and Community Bank & Trust – West Georgia in early May 2026, both under $300 million in assets, stemmed from concentrated commercial-and-industrial loan losses and aggressive growth strategies rather than broad sector weakness. The Federal Reserve’s 2026 supervisory stress tests confirm aggregate capital ratios remain well above regulatory minima for large institutions, while the federal funds rate held steady at 4.25–4.50 percent at the May FOMC meeting, sustaining pressure on net interest margins but supporting overall stability. Traders price in low implied probabilities for further failures by June 30, consistent with the historical base rate of isolated events absent a macroeconomic shock. The upcoming June FOMC statement and any revisions to the economic outlook represent the primary near-term catalyst that could shift market-implied odds.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · Updated$500,766 Vol.
Jun 30, 2026
BMO
3%
Truist
1%
US Bank
1%
Deutsche Bank
1%
Santander
1%
UBS
1%
Lloyds
1%
KeyBank
1%
Morgan Stanley
1%
HSBC
1%
Scotiabank
1%
RBC
1%
Bank of America
1%
BNP Paribas
1%
Goldman Sachs
1%
Wells Fargo
1%
Citigroup
1%
BNY
1%
JPMorgan Chase
<1%
$500,766 Vol.
BMO
$826 Vol.
3%
Truist
$223 Vol.
1%
US Bank
$936 Vol.
1%
Deutsche Bank
$168,028 Vol.
1%
Santander
$177 Vol.
1%
UBS
$34,031 Vol.
1%
Lloyds
$658 Vol.
1%
KeyBank
$744 Vol.
1%
Morgan Stanley
$565 Vol.
1%
HSBC
$39,811 Vol.
1%
Scotiabank
$47,469 Vol.
1%
RBC
$281 Vol.
1%
Bank of America
$560 Vol.
1%
BNP Paribas
$23,134 Vol.
1%
Goldman Sachs
$34,473 Vol.
1%
Wells Fargo
$822 Vol.
1%
Citigroup
$9,652 Vol.
1%
BNY
$304 Vol.
1%
JPMorgan Chase
$138,074 Vol.
<1%
This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.Recent small-bank resolutions, including Metropolitan Capital Bank & Trust in January and Community Bank & Trust – West Georgia in early May 2026, both under $300 million in assets, stemmed from concentrated commercial-and-industrial loan losses and aggressive growth strategies rather than broad sector weakness. The Federal Reserve’s 2026 supervisory stress tests confirm aggregate capital ratios remain well above regulatory minima for large institutions, while the federal funds rate held steady at 4.25–4.50 percent at the May FOMC meeting, sustaining pressure on net interest margins but supporting overall stability. Traders price in low implied probabilities for further failures by June 30, consistent with the historical base rate of isolated events absent a macroeconomic shock. The upcoming June FOMC statement and any revisions to the economic outlook represent the primary near-term catalyst that could shift market-implied odds.
This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Market Opened: Dec 30, 2025, 7:03 PM ET
Volume
$500,766End Date
Jun 30, 2026Market Opened
Dec 30, 2025, 7:03 PM ETResolver
0x65070BE91...This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.Recent small-bank resolutions, including Metropolitan Capital Bank & Trust in January and Community Bank & Trust – West Georgia in early May 2026, both under $300 million in assets, stemmed from concentrated commercial-and-industrial loan losses and aggressive growth strategies rather than broad sector weakness. The Federal Reserve’s 2026 supervisory stress tests confirm aggregate capital ratios remain well above regulatory minima for large institutions, while the federal funds rate held steady at 4.25–4.50 percent at the May FOMC meeting, sustaining pressure on net interest margins but supporting overall stability. Traders price in low implied probabilities for further failures by June 30, consistent with the historical base rate of isolated events absent a macroeconomic shock. The upcoming June FOMC statement and any revisions to the economic outlook represent the primary near-term catalyst that could shift market-implied odds.
This market will resolve to “Yes” if the listed bank fails between market creation and June 30, 2026, 11:59 PM ET. Otherwise, this market will resolve to “No.”
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Volume
$500,766End Date
Jun 30, 2026Market Opened
Dec 30, 2025, 7:03 PM ETResolver
0x65070BE91...Recent small-bank resolutions, including Metropolitan Capital Bank & Trust in January and Community Bank & Trust – West Georgia in early May 2026, both under $300 million in assets, stemmed from concentrated commercial-and-industrial loan losses and aggressive growth strategies rather than broad sector weakness. The Federal Reserve’s 2026 supervisory stress tests confirm aggregate capital ratios remain well above regulatory minima for large institutions, while the federal funds rate held steady at 4.25–4.50 percent at the May FOMC meeting, sustaining pressure on net interest margins but supporting overall stability. Traders price in low implied probabilities for further failures by June 30, consistent with the historical base rate of isolated events absent a macroeconomic shock. The upcoming June FOMC statement and any revisions to the economic outlook represent the primary near-term catalyst that could shift market-implied odds.
Experimental AI-generated summary referencing Polymarket data. This is not trading advice and plays no role in how this market resolves. · Updated
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