Trader consensus on Polymarket prices a mere 2.8% implied probability of another FDIC-declared US bank failure by March 31, reflecting the sector's stability since January 30's isolated closure of $261 million-asset Metropolitan Capital Bank & Trust in Chicago—tied to a single troubled commercial real estate loan, with minimal $19.7 million hit to the Deposit Insurance Fund and no contagion. Over the past 60 days, banks have shown resilient capital ratios above regulatory thresholds, bolstered by post-2023 reforms, ample Federal Reserve liquidity backstops, and steady Q1 economic indicators like subdued unemployment and moderating inflation. With just 48 hours to resolution and no fresh distress signals from call reports or regulatory filings, confidence is near-certain; tail risks include a sudden cyber breach or undetected fraud sparking a run, though weekend timing and vigilant oversight render them improbable.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten · AktualisiertJa
$101,089 Vol.
$101,089 Vol.
Ja
$101,089 Vol.
$101,089 Vol.
For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.
The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Markt eröffnet: Jan 31, 2026, 1:52 PM ET
Resolver
0x65070BE91...For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.
The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Resolver
0x65070BE91...Trader consensus on Polymarket prices a mere 2.8% implied probability of another FDIC-declared US bank failure by March 31, reflecting the sector's stability since January 30's isolated closure of $261 million-asset Metropolitan Capital Bank & Trust in Chicago—tied to a single troubled commercial real estate loan, with minimal $19.7 million hit to the Deposit Insurance Fund and no contagion. Over the past 60 days, banks have shown resilient capital ratios above regulatory thresholds, bolstered by post-2023 reforms, ample Federal Reserve liquidity backstops, and steady Q1 economic indicators like subdued unemployment and moderating inflation. With just 48 hours to resolution and no fresh distress signals from call reports or regulatory filings, confidence is near-certain; tail risks include a sudden cyber breach or undetected fraud sparking a run, though weekend timing and vigilant oversight render them improbable.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten · Aktualisiert
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Vorsicht bei externen Links.
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