Trader consensus on Polymarket reflects low implied probabilities for major U.S. bank failures by June 30, driven primarily by stabilized liquidity conditions following 2023's regional bank turmoil, with no large institutions seized since First Republic. Key supports include $200 billion in post-crisis capital raises, declining uninsured deposits by 10% industry-wide per FDIC data, and robust Fed stress test results released June 26 affirming big banks' resilience. However, lingering commercial real estate (CRE) loan delinquencies at 1.2%—highest since 2013—pose tail risks for mid-tier lenders like New York Community Bancorp amid $1 trillion in maturities through 2025. Watch Q2 earnings through late July for deposit flight signals and the July 31 FOMC for rate cut hints that could ease funding pressures.
Polymarketデータを参照したAI生成の実験的な要約 · 更新日$227,084 Vol.

スコシアバンク
3%

JPMorgan Chase
3%

BNPパリバ
2%

HSBC
2%

UBS
2%

ドイツ銀行
2%

シティグループ
2%

ゴールドマン・サックス
2%
$227,084 Vol.

スコシアバンク
3%

JPMorgan Chase
3%

BNPパリバ
2%

HSBC
2%

UBS
2%

ドイツ銀行
2%

シティグループ
2%

ゴールドマン・サックス
2%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
マーケット開始日: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...Resolver
0x65070BE91...Trader consensus on Polymarket reflects low implied probabilities for major U.S. bank failures by June 30, driven primarily by stabilized liquidity conditions following 2023's regional bank turmoil, with no large institutions seized since First Republic. Key supports include $200 billion in post-crisis capital raises, declining uninsured deposits by 10% industry-wide per FDIC data, and robust Fed stress test results released June 26 affirming big banks' resilience. However, lingering commercial real estate (CRE) loan delinquencies at 1.2%—highest since 2013—pose tail risks for mid-tier lenders like New York Community Bancorp amid $1 trillion in maturities through 2025. Watch Q2 earnings through late July for deposit flight signals and the July 31 FOMC for rate cut hints that could ease funding pressures.
Polymarketデータを参照したAI生成の実験的な要約 · 更新日
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