Trader consensus at 95.8% against abolition of the Federal Reserve before 2027 stems primarily from the stalled Federal Reserve Board Abolition Act (H.R. 1846/S. 869), introduced in March 2025 and referred to committee with no further legislative movement through mid-2026. The institution’s statutory foundation under the 1913 Federal Reserve Act, combined with its ongoing role in setting the federal funds rate, managing inflation data, and supervising the banking system, creates formidable procedural and political barriers to repeal. Recent FOMC continuity, including the 2026 transition to Chair Kevin Warsh and active balance-sheet operations, reinforces operational stability. While tail-risk scenarios such as an acute financial crisis or sweeping congressional realignment could theoretically accelerate structural change, these remain low-probability events given the multi-step bicameral requirements and broad institutional support for the current monetary policy framework.