Trader consensus on Polymarket prices an 78% implied probability against a US bank failure by June 30, 2026, reflecting the sector's stability since the isolated January 30 closure of small $261 million-asset Metropolitan Capital Bank & Trust, with no subsequent FDIC actions amid historically low failure rates—only two annually in 2024 and 2025. Recent Federal Reserve Beige Book data as of April 15 highlights steady banking activity, stable-to-rising loan demand, and solid return on assets at 1.24% for Q4 2025, bolstering capital buffers post-2023 reforms. Dodd-Frank Act stress test results, expected late June, represent a key catalyst, though scenarios assume severe recession stress without signaling distress. Q1 bank earnings through May could shift sentiment if credit quality weakens.
Resumo experimental gerado por IA com dados do Polymarket. Isto não é aconselhamento de trading e não tem qualquer papel na resolução deste mercado. · AtualizadoSim
$14,763 Vol.
$14,763 Vol.
Sim
$14,763 Vol.
$14,763 Vol.
For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.
The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Mercado Aberto: Apr 8, 2026, 7:11 PM ET
Resolver
0x65070BE91...For this market to resolve to "Yes", the bank's closing date as listed by the FDIC must be within this market's above-specified timeframe. If there is a potential bank failure within this market's timeframe and the FDIC "Failed Bank List" has not been updated yet, this market may remain open to allow for the list to be updated.
The primary resolution source for this market will be the Federal Deposit Insurance Corporation (FDIC), specifically the "Failed Bank List" available here: https://www.fdic.gov/resources/resolutions/bank-failures/failed-bank-list/; however, other official statements from the FDIC and government entities will suffice.
Resolver
0x65070BE91...Trader consensus on Polymarket prices an 78% implied probability against a US bank failure by June 30, 2026, reflecting the sector's stability since the isolated January 30 closure of small $261 million-asset Metropolitan Capital Bank & Trust, with no subsequent FDIC actions amid historically low failure rates—only two annually in 2024 and 2025. Recent Federal Reserve Beige Book data as of April 15 highlights steady banking activity, stable-to-rising loan demand, and solid return on assets at 1.24% for Q4 2025, bolstering capital buffers post-2023 reforms. Dodd-Frank Act stress test results, expected late June, represent a key catalyst, though scenarios assume severe recession stress without signaling distress. Q1 bank earnings through May could shift sentiment if credit quality weakens.
Resumo experimental gerado por IA com dados do Polymarket. Isto não é aconselhamento de trading e não tem qualquer papel na resolução deste mercado. · Atualizado
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Cuidado com os links externos.
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