Trader consensus on Polymarket assigns just 1.5-2% implied probabilities to any major bank—including JPMorgan Chase, Deutsche Bank, HSBC, Citigroup, and others—failing by June 30, 2026, backed by $363,000 in volume reflecting skin-in-the-game sentiment amid a stable U.S. banking sector. Only one small institution, Metropolitan Capital Bank & Trust, failed YTD on January 30, with no further closures despite lingering commercial real estate (CRE) loan maturities totaling $875 billion; regional banks, most exposed, are reviving lending as the Fed holds federal funds steady at 3.50-3.75%. Systemic barriers like strong capital ratios and diversification shield majors, though Q1 earnings in late April and April FOMC could shift dynamics if CRE delinquencies spike or recession signals intensify.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten · Aktualisiert$363,202 Vol.

JPMorgan Chase
2%

Deutsche Bank
2%

Goldman Sachs
2%

HSBC
2%

Citigroup
2%

Scotiabank
1%

UBS
1%

BNP Paribas
1%
$363,202 Vol.

JPMorgan Chase
2%

Deutsche Bank
2%

Goldman Sachs
2%

HSBC
2%

Citigroup
2%

Scotiabank
1%

UBS
1%

BNP Paribas
1%
For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Markt eröffnet: Dec 30, 2025, 7:03 PM ET
Resolver
0x65070BE91...For the purposes of this market, the listed bank will be considered to have “failed” if, within the listed date range, any of the following occurs under the bank’s applicable legal or regulatory framework:
- The listed bank’s primary banking regulator formally declares the institution insolvent or non-viable, or withdraws or revokes the bank’s license or authorization, and such determination initiates or directly results in resolution, liquidation, wind-down, or transfer actions.
- The listed bank enters a court-ordered liquidation, statutory resolution regime, or regulator-mandated wind-down, including the use of resolution tools such as bail-ins, forced asset transfers, or the establishment of a bridge bank.
- A government or resolution authority intervenes in a manner that wipes out or subordinates existing equity of the listed bank and transfers effective control of the bank to the state or a designated resolution authority, with continued operations dependent on official intervention.
- The listed bank publicly defaults on a payment obligation, including derivatives margin, repo, or physical commodity delivery, and such default is formally acknowledged by the bank’s primary regulator or resolution authority and directly results in the initiation of resolution, liquidation, license withdrawal, or regulator-mandated transfer of the bank.
- The listed bank is subject to a compulsory merger, acquisition, or transfer of all or substantially all of its assets and liabilities ordered or directed by its primary banking regulator or resolution authority due to the bank’s financial condition or to prevent failure, regardless of whether a formal insolvency declaration or immediate equity wipeout is publicly announced at the time of transfer.
If there is a potential failure of the listed bank within this market’s date range and a qualifying regulatory or court action has occurred but has not yet been fully published by the relevant authority, this market may remain open to allow for confirmation. If no qualifying failure is confirmed by that date, this market will resolve to “No.”
The primary resolution source for this market will be official statements, filings, or actions by the listed bank’s primary banking regulator or resolution authority; however, a consensus of credible reporting may also be used.
Resolver
0x65070BE91...Trader consensus on Polymarket assigns just 1.5-2% implied probabilities to any major bank—including JPMorgan Chase, Deutsche Bank, HSBC, Citigroup, and others—failing by June 30, 2026, backed by $363,000 in volume reflecting skin-in-the-game sentiment amid a stable U.S. banking sector. Only one small institution, Metropolitan Capital Bank & Trust, failed YTD on January 30, with no further closures despite lingering commercial real estate (CRE) loan maturities totaling $875 billion; regional banks, most exposed, are reviving lending as the Fed holds federal funds steady at 3.50-3.75%. Systemic barriers like strong capital ratios and diversification shield majors, though Q1 earnings in late April and April FOMC could shift dynamics if CRE delinquencies spike or recession signals intensify.
Experimentelle KI-generierte Zusammenfassung mit Polymarket-Daten · Aktualisiert
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