SoFi Technologies reports third-quarter results on October 27, with consensus estimates calling for adjusted EPS of $0.17 (up roughly 55% year-over-year) and revenue near $1.26 billion (up about 32%). Traders assign a modest 56% implied probability of a beat, reflecting the company’s recent track record of outperformance alongside concerns that rising interest rates could pressure fair-value marks on its expanding loan book by more than $1 billion before hedges. Key metrics to watch include loan originations, platform fees, credit quality, and any updates to the unchanged full-year EPS target of $0.60. The following day’s FOMC decision adds another layer of rate sensitivity, keeping near-term sentiment balanced between growth momentum and macroeconomic headwinds.