The near-certain trader consensus against abolishing the Federal Reserve before 2027 reflects the institution's statutory foundation under the Federal Reserve Act, which would require passage of repeal legislation through both chambers of Congress and presidential signature. Introduced bills such as the Federal Reserve Board Abolition Act have attracted minimal cosponsors and remain stalled in committee, while recent congressional and administration priorities center on audits, rules-based monetary policy mandates, supervision reforms, and limits on emergency lending rather than dissolution. Project 2025 discussions have floated broader structural changes or free-banking alternatives, yet these remain aspirational without legislative momentum. Realistic shifts before the deadline would demand an unprecedented crisis or supermajority alignment capable of overriding entrenched economic roles in interest rates, payments, and stability functions.