Polymarket traders are pricing a modest implied probability for the 30-year mortgage rate hitting the specified threshold in 2026, driven primarily by the Federal Reserve's ongoing rate-cut cycle amid cooling inflation, with the 10-year Treasury yield—mortgage rates' key benchmark—hovering near 4.3% after recent Fed easing. Current Freddie Mac 30-year fixed averages stand at 6.82%, down from summer peaks but still elevated versus pre-pandemic norms, as persistent housing supply shortages and sticky shelter costs temper declines. Consensus forecasts from Fannie Mae and MBA project averages around 6.0-6.3% by end-2026, assuming two more 25bps Fed cuts in 2025. Watch December CPI release and January FOMC for shifts; breaching 4.0% on 10-year yields could accelerate drops toward trader targets.
Résumé expérimental généré par IA à partir des données Polymarket · Mis à jourLe taux hypothécaire à 30 ans atteindra-t-il __ en 2026 ?
Le taux hypothécaire à 30 ans atteindra-t-il __ en 2026 ?
$28,116 Vol.
↑ 7,00 %
48%
↑ 6,75 %
48%
↑ 6,50 %
57%
↑ 6,30 %
69%
↑ 6,20 %
96%
↓ 5,90 %
50%
↓ 5,70 %
48%
↓ 5,50 %
48%
$28,116 Vol.
↑ 7,00 %
48%
↑ 6,75 %
48%
↑ 6,50 %
57%
↑ 6,30 %
69%
↑ 6,20 %
96%
↓ 5,90 %
50%
↓ 5,70 %
48%
↓ 5,50 %
48%
The resolution source for this market will be Freddie Mac — specifically, the 30-year Fixed Rate Mortgage rates published through the weekly Primary Mortgage Market Survey, which can be viewed at https://www.freddiemac.com/pmms.
This market will resolve as soon as the 30-year Fixed-Rate Mortgage is equal to or greater than the listed price, or once data for the final week ending on or before December 31, 2026 has been published. If no data for the final week ending on or before December 31, 2026 has been published by January 14, 2027, 11:59 PM, this market will resolve based on the available data at that time.
Note: All published weekly levels of the 30-year Fixed-Rate Mortgage will be treated as final. Revisions to previously published data will not be considered.
Marché ouvert : Feb 3, 2026, 1:53 PM ET
Resolver
0x65070BE91...Resolver
0x65070BE91...Polymarket traders are pricing a modest implied probability for the 30-year mortgage rate hitting the specified threshold in 2026, driven primarily by the Federal Reserve's ongoing rate-cut cycle amid cooling inflation, with the 10-year Treasury yield—mortgage rates' key benchmark—hovering near 4.3% after recent Fed easing. Current Freddie Mac 30-year fixed averages stand at 6.82%, down from summer peaks but still elevated versus pre-pandemic norms, as persistent housing supply shortages and sticky shelter costs temper declines. Consensus forecasts from Fannie Mae and MBA project averages around 6.0-6.3% by end-2026, assuming two more 25bps Fed cuts in 2025. Watch December CPI release and January FOMC for shifts; breaching 4.0% on 10-year yields could accelerate drops toward trader targets.
Résumé expérimental généré par IA à partir des données Polymarket · Mis à jour
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