Major credit rating agencies have affirmed the U.S. sovereign rating at AA+ or Aa1 with stable outlooks through mid-2026, citing resilient economic growth, reliable debt servicing via the dollar's reserve status, and expectations that Congress will suspend or raise the debt ceiling without default. Persistent deficits near 6-7% of GDP and rising debt-to-GDP ratios toward 100% have prompted warnings from firms like Scope Ratings, yet these pressures have not triggered further actions from S&P, Fitch, or Moody's since the prior adjustments. Political polarization limits bipartisan fiscal reforms, but historical patterns and agency statements indicate another near-term downgrade remains unlikely absent acute shocks before 2027.