The U.S. Treasury's ability to meet obligations through 2027 rests on routine congressional action to raise or suspend the statutory debt limit, a step taken multiple times in recent decades without incident. With the current $41.1 trillion cap projected to bind around mid-2027, lawmakers have already signaled readiness for an increase, including potential lame-duck action to limit leverage in the next Congress. Extraordinary measures, substantial cash balances, and the dollar's reserve-currency status further insulate payments. Traders assign only a 1.6% chance of default because both parties have strong incentives to avoid the market, legal, and economic fallout of any breach. Late-session standoffs or unforeseen fiscal shocks remain the narrow paths that could test this consensus.